[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.mcparnicek.cz\/pujcky-v-nebankovnim-sektoru\/#Article","mainEntityOfPage":"https:\/\/www.mcparnicek.cz\/pujcky-v-nebankovnim-sektoru\/","headline":"P\u016fj\u010dky v nebankovn\u00edm sektoru","name":"P\u016fj\u010dky v nebankovn\u00edm sektoru","description":"Nebankovn\u00ed p\u016fj\u010dky m\u011bly je\u0161t\u011b p\u0159ed p\u00e1r lety velmi \u0161patnou pov\u011bst a nutno \u0159\u00edci, \u017ee ne v\u0161ichni poskytovatel\u00e9 t\u011bchto slu\u017eeb jsou <a href=\"https:\/\/www.mcparnicek.cz\/pujcky-v-nebankovnim-sektoru\/\" class=\"read-more\">P\u0159e\u010d\u00edst...<\/a>","datePublished":"2019-05-13","dateModified":"2023-05-09","author":{"@type":"Person","@id":"https:\/\/www.mcparnicek.cz\/author\/#Person","name":"","url":"https:\/\/www.mcparnicek.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/33549a3bd69022b5544ec751c6f690d75868252394a5ec007d9ed3f2c30f7874?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/33549a3bd69022b5544ec751c6f690d75868252394a5ec007d9ed3f2c30f7874?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"mcparnicek.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.mcparnicek.cz\/wp-content\/uploads\/img_a344976_w2287_t1558787937.jpg","url":"https:\/\/www.mcparnicek.cz\/wp-content\/uploads\/img_a344976_w2287_t1558787937.jpg","height":0,"width":0},"url":"https:\/\/www.mcparnicek.cz\/pujcky-v-nebankovnim-sektoru\/","wordCount":428,"articleBody":"Nebankovn\u00ed p\u016fj\u010dky m\u011bly je\u0161t\u011b p\u0159ed p\u00e1r lety velmi \u0161patnou pov\u011bst a nutno \u0159\u00edci, \u017ee ne v\u0161ichni poskytovatel\u00e9 t\u011bchto slu\u017eeb jsou opravdov\u00ed profesion\u00e1lov\u00e9. Pokud \u010dlov\u011bk pot\u0159eboval p\u016fj\u010dit pen\u00edze, obracel se v\u00fdhradn\u011b na banky, proto\u017ee jin\u00e9 \u0159e\u0161en\u00ed se jim jevilo jako p\u0159\u00edli\u0161 velk\u00e9 riziko. Ov\u0161em situace se v\u00fdrazn\u011b zm\u011bnila. Jednak v\u011bt\u0161ina lid\u00ed zjistila, \u017ee jedn\u00e1n\u00ed s bankou p\u0159edstavuje kapitolu samu pro sebe, jednak poskytovatel nebankovn\u00edch p\u016fj\u010dek v\u00fdrazn\u011b zm\u011bnili sv\u00e9 slu\u017eby a p\u0159\u00edstup ke klient\u016fm, kter\u00fd je rozhodn\u011b st\u00e1le v\u00edce p\u0159\u00e1telsk\u00fd a vst\u0159\u00edcn\u00fd. Jednodu\u0161e \u0159e\u010deno, v oblasti p\u016fj\u010dek se na n\u011b m\u016f\u017eete \u010d\u00edm d\u00e1l v\u00edce spolehnout. Tedy ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f, samoz\u0159ejm\u011b je st\u00e1le na m\u00edst\u011b d\u00e1vat si pozor na soukrom\u00e9 poskytovatele, jejich\u017e \u010dinnost hrani\u010d\u00ed s lichvou. T\u011bchto pochybn\u00fdch jedinc\u016f je ov\u0161em \u010d\u00edm d\u00e1l m\u00e9n\u011b.&#13; Jedn\u00edm z d\u016fvod\u016f, pro\u010d lid\u00e9 st\u00e1le \u010dast\u011bji vyu\u017e\u00edvaj\u00ed tuto finan\u010dn\u00ed alternativu, je jejich zadlu\u017eenost. A to nemysl\u00edme nutn\u011b lidi, kte\u0159\u00ed si nad\u011blali spoustu dluh\u016f a stav\u00ed se k oblasti financ\u00ed nezodpov\u011bdn\u011b. Sta\u010d\u00ed, kdy\u017e m\u00e1te n\u011bjak\u00fd velk\u00fd probl\u00e9m, kter\u00fd t\u0159eba i vy\u0159e\u0161\u00edte (splat\u00edte), ale v registru dlu\u017en\u00edk\u016f jste je\u0161t\u011b \u0159adu let a pro takovou spo\u0159itelnu ji\u017e nejste bonitn\u00ed klient. A jsou situace, kdy prost\u011b finan\u010dn\u00ed injekci pot\u0159ebujete. Ur\u010dit\u011b pak ocen\u00edte p\u0159\u00edstup zam\u011b\u0159en\u00fd na klienta, kdy V\u00e1m pen\u00edze na \u00fa\u010dtu p\u0159istanou do 24 hodin.&#13; A\u017e tak je to dnes snadn\u00e9. Pokud V\u00e1m odejde pra\u010dka nebo ledni\u010dka, pot\u0159ebujete si zaplatit opravu auta, p\u0159\u00edpadn\u011b po\u0159\u00eddit nov\u00fd v\u016fz, m\u00e1te se na koho spolehnout.&#13; Nebankovn\u00ed p\u016fj\u010dky jsou ur\u010deny pro soukrom\u00e9 i podnikatelsk\u00e9 \u00fa\u010dely. O \u00fav\u011br proto mohou po\u017e\u00e1dat tedy i podnikatel\u00e9.&#13; Samoz\u0159ejm\u011b nejlep\u0161\u00ed je vyhnout se \u00fav\u011bru, pokud to jen jde, ale n\u011bkdy to zkr\u00e1tka a dob\u0159e nejde a je t\u0159eba si p\u016fj\u010dit. Pokud se ocitnete v t\u00e9 situaci, \u017ee nem\u016f\u017eete jinak, d\u016fkladn\u011b si p\u0159e\u010dt\u011bte podm\u00ednky, abyste v\u011bd\u011bli, do \u010deho vlastn\u011b jdete a co to pro V\u00e1s bude znamenat. V\u017edy se sna\u017ete nechat si ur\u010ditou finan\u010dn\u00ed rezervu, abyste ne\u0161li na doraz."},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dky v nebankovn\u00edm sektoru","item":"https:\/\/www.mcparnicek.cz\/pujcky-v-nebankovnim-sektoru\/#breadcrumbitem"}]}]